Empire Fleet Solutions

You as a driver do not even want to think about filing an auto insurance claim seeing as that would mean that something happened to your vehicle.  Whether it is your young teenage driver who mistook the petrol pedal for the brake, the vehicle was vandalized, or you have been involved in an accident.  When your vehicle was damaged in some or other way, filing an auto insurance claim is the next logical step to take.  It is very important to know what to do and how to do it.  Filing an auto insurance claim is not as difficult as it might seem at first.

Below are some steps to help you file an auto insurance claim:

1.  It is of great importance to know what kind of auto insurance you have.  How your auto insurance cover the damage to your own vehicle as well as to the other vehicle (if there is any) will ultimately determine if you will be required to make an additional payment.

2.  Immediately make a call to your insurance company.  Enquire about the documents/forms that you need to submit.  These include among others the police report, medical reports, towing, and auto repair bills.

3.  Supply your insurance company with all necessary information they require.  Be sure to fully cooperate.  In the event of a claim being brought against you, your insurance company will represent you.

4.  At all times should you keep record of expenses made on your side.  Depending on the type of auto insurance policy you have in place, chances are that you will be reimbursed for the expenses incurred.

5.  You should keep the original copies of each and every document and other paperwork related to the auto insurance claim.  Copies should be supplied to your insurance company.  It is a good idea to store them in a safe, dry place, or file them.  This way you can always refer back to them in case you need to.

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