Empire Fleet Solutions

Car breakdown cover is a concept which encompasses a number of detailed aspects.  Due to the fact that almost all breakdown cover providers differ in their car breakdown policies, it is worth the effort asking some relevant questions regarding car breakdown cover.  It is good to know a few things beforehand; that is, before you actually need to use your car breakdown cover.  Below are some common car breakdown cover frequently asked questions.

Q: Is it possible for me to pay an extra premium so that the breakdown cover policy will cover the cost associated with getting my car fixed in a garage after a breakdown?

A: No, you do not have the option to have the cost of repairs covered under your car breakdown policy.  However, some breakdown cover providers do offer this as an additional policy option, which would then be separate from your car breakdown cover policy.

Q: How long will it approximately take for a recovery vehicle to reach me if I have a breakdown?

A: Although the average response time of different breakdown cover providers vary, they all have an average time of approximately 30 to 40 minutes.

Q: I am a woman who regularly travels on my own.   If my car happens to breakdown, will I be given priority by the breakdown service or not?

A: Yes, it is a possibility.  Some breakdown cover providers state specifically that priority service will be given to those individuals in potentially vulnerable or dangerous situations.  These usually include lone females, elderly drivers, and drivers with babies or young children.

Q: If I borrow a friend’s car and it has a breakdown, will I be able to use my breakdown cover policy and call for assistance?

A: This will solely depend on the type of breakdown cover held.  For example, if you have “personal based” breakdown cover, it will cover you as a person irrespective of whom the car belongs to.  However, if your friend has car breakdown cover, you should also be covered by that policy as it will in all likelihood provide assistance for the vehicle no matter who is driving it.

Q: Will my caravan be covered if my car happens to break down?

A: Whether your caravan will be covered or not depends entirely on the type of breakdown cover you have.  Some breakdown cover providers will tow your caravan together with your broken down vehicle.  In the event of your caravan breaking down, you will have to pay extra if you want to cover it as well.